USDA Rural Housing

if you are considering purchasing a home and have little down payment; if you are like me, you want to keep you savings liquid, the USDA Rural Housing program is a great option. this program allows 100% financing on a stable 30 year fixed rate. the program does have geographical area limits and income limits based per county.

the benefit explained:

1. No down payments.
2. Repairs maybe financed, if contract price is below appraised value.
3. No monthly mortgage insurance.
4. low guarantee fee of 2% compared to VA's funding fee of 2.15% or 3.3%.
5. low, low fixed rates.

if you have interest in the USDA Rural Housing loan program,

contact me directly 530-903-4334

your local mortgage pro,

Justin Kennedy