USDA loan programs

the USDA 100% home loan program is available to buyer looking to purchase a primary home. the program does shave geographical area limitation; no problem, i have access to online site that will determine availability. the rates are same or better than FHA (3.5% required down payment) however, once you remove the monthly PMI premium (USDA does not have month PMI) the USDA loan is usually a better payment combined with no money down. in these times, i feel it is better for a family to have liquid money on hand for life situation that an investment into home that will have limit access to those funds if emergency were to effect them.

thanks for reading.

your local loan pro, 530-903-4334